Can Purchasing a Home Security System Lower Your Homeowners Insurance?

If you are a homeowner, you have a lot of items in your budget. Taxes. Utility bills. Maintenance. Insurance. Wouldn’t it be nice to decrease some of these costs? The good news is, you can reduce your homeowners insurance by up to 20 percent.

“How can I decrease my homeowners insurance?” you may wonder? By adding a home security system to your property.

Your next question is probably, “How will a home security system decrease my homeowners insurance?” It’s very simple. Here’s what you need to know.

Insurance companies know security

Homes that lack a security system are three times more likely to be the site of a burglary than properties that have a security system in place. Insurance companies know this. They understand that adding a security system to your home will make it less likely that you will file a claim for stolen property. This helps them save money, so they reward you by reducing your premium.

Insurance companies also know that properties which are closely monitored by security systems are less likely to suffer expensive fire or water damage which would result in costly claims. This also saves the insurance company money, so they pass along the savings to you. On average, the total savings for installing a security system is around 20 percent.

Safe neighborhood benefits

If your entire neighborhood is safer, then everyone could save money. Security systems can reduce crime in your area and limit the total theft claim quote. This could help you and your neighbors save money. Consult with your insurance provider or your local security systems expert to learn about the quote in your area.

Enhanced security for additional protection

Keep in mind that your home security system decreases your homeowners insurance, but it can also add other benefits. Other features can enhance the safety of your home and provide a secure environment for you and your family to enjoy. Smart smoke alarms, deadbolts and leak alerts are great options to enhance your security system and your protection.

Don’t miss the savings

If you’re like many homeowners, your insurance may be combined with your mortgage payment. If it’s rolled into this bill, you may not realize how much your insurance is costing you or how much you could save. Check into the savings you could enjoy with a home security system. You might be surprised at the difference it makes. In the long term, the investment you make in the security system could pay for itself. To find out how much you could save, contact your local security system specialists and our insurance provider.

Start saving now

Why spend any more than you have to on homeowners insurance? Enhance the safety of your home and save dollars each month with a quality security system from Carpet Capital Multi-System, Inc. We create custom security systems for residential and commercial settings. Our systems provide a wide variety of features to create the ideal security for your property. Reach us at 706-529-4448 today to get started.